SEATTLE (ESTRA) --For
most people, this fork in the road of moving from Short-Term Disability to
Long-Term Disability invokes emotions and confusion of where life is going, and
what it personally means for future.
Especially if there is a time between Short-Term and Long-Term
Disability Income Benefits due of a 30-90 waiting period. Who figured? Do you remember anyone
mentioning this as part of policy?
In my opinion, some employers add a clause in their
Group Disability Insurance Policies that require their Long-Term Insureds to
apply for Social Security Disability (SSDI) within 6 months after becoming
disabled in order to reduce their payments or to possibly eliminate the injured’s
claim entirely. Why do so many disabled give
up? Most sick or injured individuals do
not have the fortitude, knowledge, or resources to fight for themselves during
this process, thus, ending up living in poverty. Do many Insurance Companies or Corporations,
made at the expense of their victims, earn profits? Where are legislation protections for the
sick or injured? Does Social Security
Disability currently have the same roles it once had in past generations for
the Poor and Middle Class? Do Insurance
Companies or Corporations have too much control over SSDI? Where does this leave you, after being in a
car accident with a Long-Term Disability?
individuals and families wake up performing their daily routines, thinking life
will be ordinary. Yet, for 1000+ of these
individuals, life changes today. Perhaps
this is a good thing, because I suspect it would be difficult constantly
worrying what disaster is going to happen to you.
Thankfully, most of us make
it through days, weeks, months, or years with only minor or major issues that
do not drastically change our way of life.
But, sadly some of us do have a life altering experience. And when this happens, it test how well we’ve
prepared for unexpected.
From my perspective, if there are strong ties between Big Business and Social Security, Poor and Middle Class will be at a disadvantage to receive services past generations were confident would be theirs. Pay close attention to legislation Congress is attempting to pass regarding Social Security. Where things go from here are up to each one of us. Choosing to stand up for our rights individually and collectively. In this way, what’s been gained by past generation is not lost in a single one. Regardless of the trials and tribulations endured after a traffic collision, as long as you do not give up, positive change will eventually come.
Thanks for visiting.