|ERISA allows harassment and intimidation to injured or sick people.|
Once reading this article, and if you agree changes need to be made, be sure to sign a new petition for ERISA Reform coming soon. The sooner the laws are fair to employees, the quicker insurance and self-insured employers will be held accountable under the law. https://www.change.org/petitions/u-s-congress-erisa-reform (Peition now closed.Will do again in future.)
Next, let's look at self-insured employers. This link does a good job of explaining their role. Employers usually keep most of the premiums and benefits that should be paid out to the injured or sick ex-employees. And the worker has no recourse under ERISA. What's fair about this? http://mn.gov/commerce/insurance/consumers/tools/complaints/self-insurance-health-plan-complaints.jsp.
Now, lets look at it from the perspective of injured or sick workers. The description sums up the experience for many people seeking disability benefits from self-insured employers. I selected this link because it's still relevant, although written some time ago, the issues are the same today, and it shows the unfairness to employees very well (unfortunately, has been removed, in the future replace with new link). See who's getting screwed?
Here is the link again. Sign the ERISA Reform Petition as soon as possible. It's quick, easy, and works for change: https://www.change.org/petitions/u-s-congress-erisa-reform (Peitition is now closed.)
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