|One Instant You Can Be Driving, The Next In A Car Accident.|
One reason why basic information is important to Insurance Companies is they want to know if Auto Insurance Policy is enforce or active. An active policy means another carrier may be involved in the claim. It is much more difficult to pull the wool over an opponent’s eye if they too have been in the game for years and know how this works. However, if out there on your own, dealing with decades of experienced individuals, this means being a minnow in a shark pond. In most states, it is required to keep auto insurance policies active, yet real life can be quite different when one considers layoffs, and 2 out of 3 people seeking work for which there is none. Therefore, economic hardships can fall upon anyone, given a set of unfortunate circumstances.
Regardless of current condition, when involved in a car accident, your conversation with Auto Insurance Companies should be only about traffic collision facts. No explanations, no excuses, just yes, my insurance is current, or not it is not. This indeed can be a quiz or an opportunity for a snare to eliminate or reduce claim right from the start. Therefore be diligent, cautious, and aware of whom you are talking with, why the information that you are giving is very important to them, and how it will be used in claim. This question will have a different result depending on the state that you live in, whether it is a no fault or at fault region. Learn more about state laws by going to your State’s Insurance Commissioner’s Website.
|Recall is very important. Be clear.|
|Stick to the facts only when documenting collisions.|
|Accidents Happen Often Close To Home.|
Your conversations with Auto Insurance Companies are extremely important to your claim. Therefore, make sure to remember who you are talking with, their agenda and yours, and use caution when speaking about your claim.
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